7 Steps to Getting Out of Debt
Finding yourself in debt is both frightening and overwhelming. If you are overspent, you need to make changes fast.
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Do You Need a Debt Counselor?
When you're sick, you seek out a doctor to help you get healthy again. But what if your disease is debt? It may be time for a session with a certified "money therapist.�
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Prevent Future Credit Card Debt
Even if you've found yourself "in the hole" in the past, you can certainly change the future. Arm yourself with the tools you need to prevent credit card debt in the days to come.
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Know Your Credit Rating
Your credit rating is a measure of your credit -worthiness, your reputation for paying back money. A bad credit rating will prevent you from buying a car, getting a mortgage, or taking a vacation.
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Winning the Credit Card Game
No matter what kind of a customer you are, companies are becoming more and more creative in finding ways to make money off of you. Thus, it is more important than ever to master the rules of the game.
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What is Credit Scoring?
Ever wonder how a creditor decides whether to grant you credit? For years, creditors have been using credit scoring systems to determine if you'd be a good risk for credit cards and loans .
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Tips to Better Manage Your Spending
If the word "budget" makes you groan, think of it not as some nasty chore or a way to deprive yourself but as spring-cleaning. One good financial cleaning and you may have your money life in order for years to come.
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Understanding Bankruptcy Filings
Making a decision to file for bankruptcy is understandably stressful. However, if you have exhausted all of your options to resolving outstanding debt, and are still feeling hopeless, filing may offer
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What is "Chapter 7"?
Personal bankruptcy protection is granted under Chapter 7 and Chapter 13 of the United States Bankruptcy Code. Chapter 7 is a straight bankruptcy or liquidation where the debtor is asking the court to
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What is "Chapter 13"?
Personal bankruptcy protection is granted under Chapter 7 and Chapter 13 of the United States Bankruptcy Code. Filing for protection under Chapter 13 of the United States Bankruptcy Code allows the debtor
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Is Filing for Bankruptcy Right for You?
Almost all of us have felt anxiety from overspending or living beyond our means, and the inevitable stress coupled with doubts and questions about paying bills. Many of us have dreamt about wiping our
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